How+to...avoid+identity+theft

This information comes from "Consumer Reports", September 2008 issue:
Margaret Ann
 * 1) Do not update information in an email if email was not initiated by you. Only change information if you initiate the change.
 * 2) Use variations on several passwords rather than using the same password for all.
 * 3) Download freeware only from downloads.com or Snapfiles.com.
 * 4) When deleting pop-up ads, click on X at top corner, not within the window.
 * 5) Use a separate credit card just for internet shopping. Do not use a debit card. Https before the address and TRUSTe are usually safe.
 * 6) Use only your cell phone number when a phone number is requested.
 * 7) Monitor your bank and credit card accounts regularly.
 * 8) Open credit card junk US mail before tossing to see if important information is inside. If so, shred it.
 * 9) Order a copy of your credit report from one of the 3 credit agencies every 4 months. Go to www.annualcreditreport.com or 877-322-8228 for free annual copy.
 * 10) If you will not be requesting credit any time soon, It is possible to initiate a credit freeze, which prevents thieves from opening new accounts in your name.
 * 11) Do not carry your social security card.
 * 12) Shred any document with personal information on it before tossing.